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[hungryhounduk]

Hi All
Just a little thing that was whirring inside my head, You know how this great site has evolved and we now have this fantastic Credit System, well wouldn't it be nice if you had a Friendly "Credit" Bank Manager. And what i mean by that is say "You need 50 credits to take your sweetheart out or just to spend on this fantastic site, BUT YOU HAVE NO CREDIT, This is where the friendly "Credit" Bank Manager comes in and Lends you the Said amount of Credits for a Small Fee.

When you make more posts your Credit is automatically repaid until the amount is paid, then you return to usual and every Credit you then get is yours again.

Or Pay the Credits back over a Period of time

If the User/Member does not pay back the credits or is absent for a period of time ( set by the Site Owner ) then the Amount is automatically repaid back to the "Credit" Bank Managers Account.

Might be a good way to intereact

what does everyone think?

**Not sure it could be implemented but if it could i like the sound of it cooll;

We could do a poll on who should be the Bank Manager or if it could be set up make it Automatic, I dont know, just some stuff i was thinking about.


Chris

[Cheatmasterbw]

i think this is a good idea, except for one thing, the un-smart credit users may go into debt. :lol:

[Scottie1972]

I like this idea.
"A Credit Manager"

This would be a great addition to this already great site.

[GoodGuy17]

Allow it only for very active members(150 non-spam posts and up) and I like the sound of it.

[Agust1337]

I like your idea, and i agree with Reboh

[CodenStuff]

Hello hungryhounduk,

This sounds like an interesting idea but im not sure about the bank manager idea because then only the bank manager would earn out of it.

I could make everyone a "bank manager" and give everyone the option to lend credits to other members with a small fee/interest rate lol. For example:

I lend you 10 credits with a fee of 2 so you would then have to pay me back 12 credits and using your idea I could make it so that any credits the borrower earns will automatically goto you (the lender) until the 12 credits are repaid. You have to repay your debt before you can borrow anymore from anyone else and you can only lend credits if your an active member like Reboh said.

lol I guess I could also add a repayment deadline option so that if the credits are not repaid withint the set period of time the lender can repossess the borrowers VIP status, reps and other stuff to reclaim the debt :lol:

[Agust1337]

Hello hungryhounduk,

This sounds like an interesting idea but im not sure about the bank manager idea because then only the bank manager would earn out of it.

I could make everyone a "bank manager" and give everyone the option to lend credits to other members with a small fee/interest rate lol. For example:

I lend you 10 credits with a fee of 2 so you would then have to pay me back 12 credits and using your idea I could make it so that any credits the borrower earns will automatically goto you (the lender) until the 12 credits are repaid. You have to repay your debt before you can borrow anymore from anyone else and you can only lend credits if your an active member like Reboh said.

lol I guess I could also add a repayment deadline option so that if the credits are not repaid withint the set period of time the lender can repossess the borrowers VIP status, reps and other stuff to reclaim the debt :lol:

Sounds good, also you could make a thing that you can give another member credits ;)

[GoodGuy17]

Codey I meant not able to borrow unless you're an active member. And, don't allow reclaiming VIP, because look:
Money buys VIP. Credits have no monetary value. If a user can take another users VIP bought through money via debt of credits, then he is taking the money because of a non-monetary item not being payed back, which results in a supposed inter-changeable system between money and credits. Get what I'm saying :P?

[Agust1337]

Codey I meant not able to borrow unless you're an active member. And, don't allow reclaiming VIP, because look:
Money buys VIP. Credits have no monetary value. If a user can take another users VIP bought through money via debt of credits, then he is taking the money because of a non-monetary item not being payed back, which results in a supposed inter-changeable system between money and credits. Get what I'm saying :P?

That wouldn't be fun, paying money and then get nothing from it, its like when I was an admin on a css server and then the server shut down and i have already payed around 100 pounds, and then the server went back up and then I asked if i could get my admin again he said sure but i never got it again lol

[GoodGuy17]

Your post makes no sense whatsoever. I am explaining not to repo VIP through debt of credits.